The Impact of Network Coverage on Adoption of Fintech Platforms and Financial Inclusion
| dc.contributor.author | Mothobi, Onkokame | |
| dc.date.accessioned | 2023-08-11T05:27:08Z | |
| dc.date.available | 2023-08-11T05:27:08Z | |
| dc.date.issued | 2023 | |
| dc.description.abstract | We study the effect of mobile network coverage on adoption of financial technologies and financial inclusion. Using georeferenced survey data for nine sub-Saharan Africa countries combined with information on towers, we find that financial inclusion is positively influenced by coverage. We estimate that investment in Long-Term Evolution (LTE) towers to a radius of 2km per household would increase financial inclusion by 6% in Mozambique and 3% in Ghana, Rwanda and Senegal. In countries where mobile money is common, investment in Global System for Mobile Communications (GSM) and Universal Mobile Telecommunications System (UMTS) would have a larger impact on financial inclusion. We also find no gender disparities in digital financial inclusion. However, financial inclusion inequalities are still explained by differences in incomes, education level and location. | |
| dc.identifier.uri | https://publication.aercafricalibrary.org/handle/123456789/3633 | |
| dc.publisher | African Economic Research Consortium | |
| dc.title | The Impact of Network Coverage on Adoption of Fintech Platforms and Financial Inclusion | |
| dc.type | Article |