Financial Inclusion and Market Development in South Sudan
| dc.contributor.author | Dr Samson Taban Joseph | |
| dc.contributor.author | Jacqueline NB Ajongo. | |
| dc.date.accessioned | 2026-03-31T07:07:09Z | |
| dc.date.available | 2026-03-31T07:07:09Z | |
| dc.date.issued | 2026 | |
| dc.description.abstract | This study aims at exploring the needs and importance of financial inclusion in relation to socio-economic development in the context of South Sudanese society. To ascertain gender gaps in regard to financial services, examine the state of financial infrastructure in rural areas and investigate policies and regulatory framework on financial inclusion and market development in South Sudan. The study highlights the significant findings which show that financial inclusion is less developed in South Sudan compared to East African countries. These findings also spotlight the need for further research but also suggest that policy and regulatory frameworks aimed at fostering more inclusive financial markets should consider the structural characteristics of financial inclusion and market development to ensure effective outcomes for the consumers and regulators. However, Financial Inclusion is a priority worldwide because it supports inclusive growth and achieves sustainable Development Goals. Moreover, South Sudan now faces serious economic downturn by its high dependence on oil which heighten the state of fragility although it’s slowly recovering from the conflicts. Hence recently there is a progress in oil exports boosting GDP projection from 2025-26 despite the challenges related to conflict in the Sudan which recurrently disrupted export of crude oil through Port Sudan. Nevertheless, political instability, high debt, climate shocks, and weak governance hinder diversification and create large humanitarian needs and affect service delivery such as infrastructural development. Furthermore, studies showed that financial inclusion is positively related to the income and educational levels of the population. Studies also reveal that gender disparity, age, and lack of appropriate policies and regulatory framework can play negative role in harnessing financial inclusion in the country. The study carried out analytical and comparative analysis based on primary sources such as national legal frameworks and secondary sources such as books, websites, journals, articles and research papers etc. Consequently, the study recommends Bank of South Sudan BoSS to develop under-developed financial sector, formulate enabling policies e.g. NFIS, legal and regulatory environment and expand diversification of financial products and services. | |
| dc.identifier.uri | https://publication.aercafricalibrary.org/handle/123456789/4104 | |
| dc.publisher | AERC | |
| dc.title | Financial Inclusion and Market Development in South Sudan |