Formal and informal institutions’ lending policies and access to credit by small-scale enterprises in Kenya: An empirical assessment
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Date
2001-11-28
Authors
Rosemary Atieno
Journal Title
Journal ISSN
Volume Title
Publisher
AERC
Abstract
This study assessed the role of institutional lending policies among formal and informal
credit institutions in determining the access of small-scale enterprises to credit in Kenya.
The results of the study show that the limited use of credit reflects lack of supply,
resulting from the rationing behaviour of both formal and informal lending institutions.
The study concludes that given the established network of formal credit institutions,
improving lending terms and conditions in favour of small-scale enterprises would provide
an important avenue for facilitating their access to credit.
Description
HG 1642 . K4 .A86
Keywords
Credit - Kenya , loans - Kenya , Lending policies, , small and micro enterprises